Saving faith is an immediate relation to Christ, accepting, receiving, resting upon Him alone, for justification, sanctification, and eternal life by virtue of God's grace.

Life is not found in commandments or declarations of penalties, but in the promise of mercy and only in a gratuitous promise.

The realization that my daily relationship with God is based on the infinite merit of Christ instead of on my own performance is a very freeing and joyous experience. But it is not meant to be a one-time experience; the truth needs to be reaffirmed daily.

God does not believe for us, but through His Spirit He creates spiritual life in us so that we can believe. Faith is the gift of God. It's part of the whole salvation package that God gives to us through the work of Christ for us and the work of the Holy Spirit in us. It's not our contribution, so to speak, to God's great plan of salvation. God does it all. It's part of the unsearchable riches of Christ.

Even as Christians our best efforts are still marred with imperfect performance and impure motives. But God no longer "sees" either our deliberate disobedience or our marred performances. Instead He "sees" the righteousness of Christ, which He has already imputed to us.

The same grace that brings salvation teaches us to renounce ungodly living.

The Bible never speaks of God's grace as simply making up our deficiencies--as if salvation consists in so much good works (even a variable amount) plus so much of God's grace. Rather the Bible speaks of "a God who justifies the wicked" (Romans 4:5) who is found by those who do not seek Him, who reveals Himself to those who do not ask for Him (see Romans 10:20).

Grace is not a matter of God's making up the difference, but of God's providing all the "cost" of salvation through His Son, Jesus Christ.

The point of this good-day-bad-day comparison is this: Regardless of our performance, we are always dependent on God's grace, His undeserved favor to those who deserve His wrath. Some days we may be more acutely conscious of our sinfulness and hence more aware of our need of His grace, but there is never a day when we can stand before Him on our own two feet of performance, when we are worthy enough to deserve His blessing.

I've asked people why they think God would probably not use them to share the gospel with someone on a "bad" day. A typical reply is, "I wouldn't be worthy," or "I wouldn't be good enough." Such a reply reveals an all-too-common misconception of the Christian life: the thinking that, although we are saved by grace, we earn or forfeit God's blessings in our daily lives by our performance.

So who needs grace? All of us, the saint as well as the sinner. The most conscientious, dutiful, hardworking Christian needs God's grace as much as the most dissolute, hard-living sinner. All of us need the same grace. The sinner does not need more grace than the saint

God's grace does not operate on a reward for works basis. It is much better than that.