Quotes from Arundhati Bhattacharya

One of my main agenda right from the beginning has been cost rationalization, and we have done a lot of cost rationalization.

Why should a country have to take on itself a huge burden of managing a totally cash economy?

As demand goes down, you will see prices come down.

India has a very young population which is comfortable doing business on a screen than do it one on one with a banking executive. They want quick fulfilment of desires, and may not have the time to go to a bank to get things done. Many of them are comfortable working from home.

What needs to be done is that the digital initiatives that we had started, that those get the same kind of focus, and that we now disincentivize the use of cash. If you're going to slide back into the ways that we had before this demonetization impact, then you really won't get the benefits.

Cash is not cheap. The physical infrastructure is not easy to maintain and cheap.

I have met a lot of women who are good at math.

When borrowers anticipate that politicians might cancel their loans, they stop paying.

Theoretically, every probationary officer has a chance to become chairman.

Until you get your reputation made, you have to work twice as hard... there is always a doubt in your superior's mind as to whether you will put family before your job.

At State Bank, all decisions are collective decisions. I have created the comfort zone.

At the end of the day, none of us are the Oracle of Delphi, so we don't get everything right. It's always good to be able to listen and to take on what seems to be the right thing to do.