Quotes from Arundhati Bhattacharya

One of my main agenda right from the beginning has been cost rationalization, and we have done a lot of cost rationalization.

Cash imposes a huge burden. We don't understand it, as it is not immediately visible. It is a huge burden on society.

In India, the investment banking industry is a little different. Overseas, the structures are very complicated, but not in India.

Some amount of support from government and regulator is required when you are looking at resolving systemic issues.

Theoretically, every probationary officer has a chance to become chairman.

Waiving debts corrupts the credit culture.

As demand goes down, you will see prices come down.

I do believe in teamwork, and I think it's very important, especially for a woman, because if you don't have a good team, then you cannot step out if you need to.

I have met a lot of women who are good at math.

India has a very young population which is comfortable doing business on a screen than do it one on one with a banking executive. They want quick fulfilment of desires, and may not have the time to go to a bank to get things done. Many of them are comfortable working from home.

Until you get your reputation made, you have to work twice as hard... there is always a doubt in your superior's mind as to whether you will put family before your job.

At State Bank, all decisions are collective decisions. I have created the comfort zone.